I have been reading the posts and I am in the same situation as everyone else. I am not writing this to ask for money because I honestly believe there is nobody who can help. Our government sends billions of dollars everywhere else and I can't even get a $40,000.00 loan to get on my feet.  I am a single mom with 3 children, no money, on the verge of losing not only my house but everything else I own. It wasn't always like this. I had a great job and I lived with my mom who watched my kids while I worked. She was a wonderful woman who passed away too soon due to a mistake by her doctor. When she passed away, I asked my employer of 16 years to give me 3 weeks to find affordable and trustable day care for my children. They agreed, but in those three weeks the company was taken over and I received the notice from the new company stating that I abonded my position. I couldn't even collect unemployment. Needless to say that was 8 years ago and I am still picking up the pieces of my life and unfortunately my children are suffering due to lack of money. I am working a retail job that only pays a little above minimum. I am trying to sell every of value that I own and that my mother had passed down to me. I tried to get back into the field I was in but there is so much new technology that I can't get hired. I tried to make right decisions and it all goes wrong.

I think that I am writing this because I just want to say that there are so many people out there in the same crappy situation and there is no help. I have given up trying to get help. I have no mortgage on my home and can't get a home equity loan because I didn't make over $15,000 last year. I need to get my bathroom fixed because it is leaking into my kitchen.Now my house is ready to go up for tax sale. I am in debt $40,000 in credit cards because that is how I have been surviving over the last 8 years. If I could get them down I would be ok. I could start fresh and I know I would be ok. I don't want someone to pay them for me, I just want a honest low rate loan and I can't even get that.

So, the bottom line is, our country is sending billions of dollars to everyone else and I can't even get a loan for $40,000.00 to get back on my feet. My heart goes out to everyone who posts on this board. I just hope we all get the help we need to survive and for our Children's sake.